Chapter 19: Closing Day, the Full Timeline

Chapter 19: Closing Day, the Full Timeline

A Scene from Real Life

A family arrived at closing nervous. 100+ pages to sign. On page 40, the mother’s name was misspelled by one letter — 2 hours lost. Then they lacked the cashier’s check nobody told them about. Delayed 3 days. All avoidable.

The Timeline: Week by Week

Weeks 1-2: earnest money deposit, book inspections, send documents to lender, get insurance quotes.

Weeks 2-3: inspections + negotiation, appraisal ordered, title search begins.

Weeks 3-4: clear to close, receive Closing Disclosure 3 business days before.

Closing day: final walkthrough AM, signing noon, keys!

⚠️ Wire Fraud Warning

Criminals hack emails with “updated wire instructions”! Never send money on emailed instructions alone. Call the settlement company at a known number and verify verbally.

What to Bring

• Valid photo ID.
• Cashier’s check for the exact amount.
• Proof of insurance.
• Your Closing Disclosure copy.

Final Walkthrough: Don’t Skip

Morning of closing: verify vacant, test every faucet/switch, confirm repairs done. Big problem found? Delay closing.

Action Steps

• Read the Closing Disclosure fully in your 3 days.
• Arrange the cashier’s check; verify wire instructions by phone.
• Do the final walkthrough closing morning.

📖 This book is completely free. Download the full PDF (291 pages, 4 languages) from Lemarok.com